Strengthening the Sharia Economic Ecosystem Through Technology Innovation Based on Maqashid Sharia

Landes  Yuanda; Delima  Afriyanti; Nurlaili  Janati; Ahda  Segati; Surya Tegar  Widjiantoro; Muhammad Thaariq  Asshiiddiq

doi:10.36378/internationalconferenceuniks.v3i1.4807

Landes Yuanda IAI IMAM SYAFII INDONESIA
Delima Afriyanti IAI IMAM SYAFII INDONESIA
Nurlaili Janati IAI IMAM SYAFII INDONESIA
Ahda Segati IAI IMAM SYAFII INDONESIA
Surya Tegar Widjiantoro IAI IMAM SYAFII INDONESIA
Muhammad Thaariq Asshiiddiq IAI IMAM SYAFII INDONESIA

DOI: https://doi.org/10.36378/internationalconferenceuniks.v3i1.4807

Keywords: Sharia Economy, Maqashid Sharia, Technological Innovation, Digital Ecosystem, Sharia Fintech

Abstract

Amid the rapid global digitalization, the Islamic economy faces an epistemic paradox: technology is advancing rapidly, yet maqāṣid as an ethical and normative framework has not fully guided the direction of its innovation. Although various digital platforms such as fintech, blockchain, and artificial intelligence have been adopted in the Islamic financial system, there is still no conceptual framework that systematically integrates maqāṣid principles into the design and implementation of technology. This absence creates an ethical void and a risk of directional disorientation in the development of the digital sharia economy ecosystem. This article aims to formulate an integrative maqāṣid-tech framework as an ethical and strategic foundation for strengthening the Islamic economy ecosystem in the era of digital innovation. With a reflective qualitative approach based on literature study, this article examines the potential synergy between maqāṣid values (protection of wealth, life, intellect, and others) and digital transformation in the context of Sharia transactions, management of zakat and waqf, and the expansion of inclusive finance. The study results show that technological innovation, if designed within the framework of maqāṣid, not only addresses the challenges of Sharia compliance but also strengthens public trust, system efficiency, and the sustainability of the Sharia economy. This article proposes the Maqāṣid-Tech Model as a transformative framework for building an Islamic economic ecosystem that is not only digitally adaptive but also deeply rooted in the values of maslahat and justice.

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