ANALISIS PEMBERIAN KREDIT PADA USAHA EKONOMI DESA SIMPAN PINJAM (UED-SP) TUNAS HARAPAN DESA MUDIK ULO KECAMATAN HULU KUANTAN KABUPATEN KUANTAN SINGINGI

Abstract

This study aims determine the provision of Village Economic Enterprise of Saving and Loan (UED-SP) Tunas Harapan in Mudik Ulo Village Hulu Kuantan Subdistrict Kuantan Singingi District by using 5C principles. The type of research the author conducted was using qualitative describtive research methods. The types of data used are primary data and secondary data. Primary data were obtained through interviews with Manager of the UED-SP Tunas Harapan and bad credit costumer. While secondary data were obtained from the report on the development of UED-SP Tunas Harapan Mudik Ulo village in 2016-2018, company history and organizational structure. The population in this study is the Manager of the UED-SP Tunas Harapan for Mudik Ulo village and bad credit costumers amounting to 56 people in 2018. While the sample is UED-SP credit analysis staff with one person and 5 costumers with bad loans > Rp. 10.000.000. From the results of the study the authors can conclude that the analysis of credit to Village Economic Enterprise of Saving and Loan (UED-SP) Tunas Harapan in Mudik Ulo Village of Hulu Kuantan Sub-district Kuantan Singingi district has done quite well