ANALISIS MEKANISME PENYALURAN KREDIT PADA BADAN USAHA MILIK DESA (BUMDES) SEJAHTERA DI DESA SUNGAI SIRIH KECAMATAN SINGINGI KABUPATEN KUANTAN SINGINGI

Abstract

Financial institutions function as intermediaries or intermediaries that offer various service facilities based on trust. As a financial institution that functions to save funds from the public in the form of savings and channel funds in the form of loans and other services, BUMDes is here to provide facilities in providing credit to the community. The purpose of writing this Final Project is to find out the Analysis of Credit Distribution Mechanisms at Prosperous VillageOwned Enterprises (Bumdes) in Sungai Sirih Village, Singingi District, KuantanSingingi Regency in granting loans and handling bad loans. Data collection methods in this Final Project are Questionnaire, Documentation and observation. The location of the research is SEJAHTERA Village-Owned Enterprises (BUMDes) in Sungai Sirih village, Singingi District. The results showed that the analysis of credit granting to the SEJAHTERA Village-Owned Enterprises (BUMDes) in Sungai Sirih village, SingingiSubdistrict, Poor.