PENGARUH PEMAHAMAN SISWA/I MENGENAI PERBANKAN SYARIAH TERHADAP MINAT MENABUNG DI BANK SYARIAH TELUK KUANTAN (STUDI KASUS MADRASAH ALIYAH PONDOK PESANTREN NURUL ISLAM)

Abstract

This research aims to determine students' understanding of Islamic bank savings products and determine the influence of students' understanding of savings products on their interest in saving at Islamic banks. The research location was Madrasah Aliyah Pondok Pesantren Nurul Islam Kampung Baru with a total of 95 samples used. This type of research is quantitative and data collection methods start from observation, questionnaires, interviews to documentation.

The results of the research show that students' understanding of sharia bank savings products is shown by the average value of the student understanding variable being 4.32, which means that the average respondent in the research is that students' understanding of sharia banking is related to their interest in saving at Syariah Bank Teluk Kuantan category. Very good. Students can explain well about sharia banks and students' understanding of sharia bank savings products partially has a positive and significant effect on the savings interest variable of MA PP Nurul Islam students at the Teluk Kuantan Syariah Bank.

This can be seen in the results of the research that has been carried out that the results show that the product understanding variable has a tcount value of 2.002, so it can be seen that tcount > ttable (2.002 > 1.986) or a significant value of 0.048 < 0.05, so it can be concluded that product understanding has a positive effect and significant towards interest in saving in sharia banks. Thus hypothesis H1 is accepted.