PENGARUH RELIGIUSITAS DAN LITERASI KEUANGAN SYARIAH TERHADAP MINAT MENABUNG MAHASISWA UNIKS DI BANK SYARIAH

Abstract

The purpose of this study is to determine the level of religiosity and sharia financial literacy of sharia banking students at Kuantan Singingi Islamic University (UNIKS) and to determine the influence of religiosity and sharia financial literacy on the interest in saving of sharia banking students at Kuantan  Singingi Islamic University (UNIKS). This type of research is quantitative  research. In this research, the samples taken were 85 sharia banking students at  Kuantan Singingi Islamic University. The data analysis used is multiple linear  regression analysis using SPSS. The research results show that the level of  religiosity of Islamic Banking students at Kuantan Singingi Islamic University is  84.7% in the high category. The sharia financial literacy level of sharia banking students at Kuantan Singingi Islamic University is 68.2% in the high category. Then the research results show that the sig values are 0.00 and 0.00 < 0.05,  which means that H1 is accepted and H0 is rejected This means that there is an  influence of religiosity and financial literacy on the interest in saving of sharia banking students at Kuantan Singingi Islamic University in sharia banks with a  determination of 74.5%.