ANALISIS PERKEMBANGAN USAHA UMKM KECAMATAN KUANTAN HILIR SEBERANG SEBELUM DAN SESUDAH MEMPEROLEH PEMBIAYAAN KUR SYARIAH PT.BANK RIAU KEPRI SYARIAH CAPEM KUANSING BASERAH

Abstract

This research aims to analyze the development of MSME businesses in Kuantan Hiir Across subdistrict before and after obtaining KUR Syariah financing from PT Bank Riau Kepri Syariah Capem Kuansing Baserah. The type of research is descriptive qualitative research, the subjects of this research are MSME business actors in Kuantan Hilir Seberang subdistrict who receive KUR BRKS financing with 35 respondents. The object of this research is the development of MSME businesses in Kuantan Hilir Seberang subdistrict. Data collection techniques use observation, interviews, questionnaires. /Questionnaire, and Documentation. Next, analyze the data using the percentage formula. From the results of this research, it can be concluded that the development of downstream Kuantan sub-district MSME businesses before KUR Syariah BRKS financing was still difficult to increase business capital and the expected turnover target for MSMEs was not achieved so that profits from the businesses run were also unstable. After obtaining KUR Syariah financing from Bank Riau Kepri Syariah Capem Kuansing Baserah, the UMKM business in the Kuantan downstream district experienced development starting from increasing capital to buy merchandise, achieving the desired merchandise turnover, and the profits obtained could be used to develop the business.