PENYELESAIAN SENGKETA PERJANJIAN KREDIT DALAM HALTERJADINYA WANPRESTASI YANG DILAKUKAN OLEH NASABAH DI BADAN USAHA MILIK DESA AL-KAUTSAR DESA KAMPUNG BARU SENTAJO KECAMATAN SENTAJO RAYA KABUPATEN KUANTAN SINGINGI

penyelesaian sengketa perjanjian kredit dalam hal terjadinya wanprestasi

Abstract

National development is focused on the economic sector, but if you look at the current state of the Indonesian economy, of course there are many obstacles faced in realizing it. The village is a legal community unit that has the authority to manage and manage government affairs, community interests, original rights, and / or traditional rights that are recognized and respected in the government system of the unitary state of the Republic of Indonesia. Formulation of the problem (1) How is the implementation of lending in credit in the Village Owned Enterprises (BUMDes) Al-Kauthar Village Kampung Baru Sentajo, Kuantan Singingi Regency? (2) How is the Default Settlement Dispute conducted by the Customer in the Village Owned Enterprises (BUMDes) of Kampung Baru Sentajo Village, Kuantan Singingi Regency? Research Results (1) If the prospective customer does not fill out and sign the application in advance, then the desire of the prospective customer to make a loan will not be processed. After submitting an application to the Al-Kautsar Village-Owned Enterprises (BUMDes) will be processed and continued at the stage of making a statement and a letter of sales collateral for the collateral after that the contract signing is continued, if the agreement has received an agreement from the party, then it can be disbursed for this loan. The implementation of this agreement is done to help customers who have difficulties in developing their businesses, the Al-Kautsar Village-Owned Enterprises (BUMDes) will provide assistance in the form of capital for businesses, of course, by fulfilling the conditions set by the Village Mlik Village Enterprises (BUMDes) Al-Kautsar. (2) How to settle a dispute when it occurs in BUMDes Al-Kautsar there is a warning or notification letter, a warning letter is given, and the last is a summons to the debtor who defaults.