ANALISIS PARTISIPASI MASYARAKAT DESA TITIAN RESAK PADA PRODUK SIMPANAN WADIAH DI BAITUL MAAL WA TAMWIL (BMT) AMANAH KECAMATAN SEBERIDA KABUPATEN INDRAGIRI HULU

Abstract

This research was a field research ( field research) by directly examining the object to be studied. The research approach used by researchers in this study was a qualitative descriptive approach. The population of this research is the community of Titian Resak village, Seberida district, amounting to 6197 people, the authors took a sample of some of the people who participated in the wadiah savings products in BMT, amounting 44 people using the slovin formula. While the method of determining the sample using purposive sampling technique was the method of determining respondents to be sampled based on certain criteria. From the results of this study explains that the community participation of Titian Resak village on wadiah savings products in BMT is included in the category of less that is 31,82% of respondents. The driving factor for the community of Titian Resak village in participating in the wadiah deposits product at BMT Amanah were the Islamic (religious) factor, the proximity factor, the benefits factor of the wadiah deposits product and the level of income of the Titian Resak village community while the factors that inhibited the Titian Resak village community do not participate is the lack of socialization or promotion carried out by the BMT Amanah yo the community