Analysis of Business Risk Management Strategy. Study At PT, BPRS Al-Washliyah

Abstract

The strategy for managing Islamic banking from the smallest ones such as Sharia Business Units (UUS), Sharia Rural Banks (BPRS), to the size of Islamic financial institutions, such as Bank Muamalat Indonesia and Bank Syariah Indonesia (BSI) still needs to be carried out on research related to risk management in Indonesia. in it. This article tries to explore the risk management strategy of PT. Bank Perkreditan Rakyaty (BPRS) Al-Washliyah North Sumatra Province. The methodology used is a literature study approach to national and international articles/journals, as well as books and other literature related to the risk management of Islamic banking. The main finding of this research is that risk management is not only needed to keep the business operational, but also as a strategy to create maximum benefits of risk management, namely ensuring the achievement of goals, minimizing the possibility of bankruptcy, increasing company profits, and providing security. company.